A few different credit card issuers have a "black card," including American Express, Barclays and RBC. The most famous black card is the Amex Black Card, officially called the Centurion® Card from American Express, which is an expensive, invitation-only card for people with extremely high incomes. Because of this card’s fame, other issuers have introduced their own "black card" offers, though these cards are not as exclusive. Some credit card companies also offer expensive, black-colored credit cards without necessarily including "black" in the name.
Credit Card Companies That Have a Black Card
American Express:Centurion® Card from American ExpressCenturion® Card from American ExpressLearn MoreLearn More- Barclays:Mastercard® Black CardMastercard® Black CardLearn MoreLearn More
- RBC:RBC Bank Visa Signature Black Credit CardRBC Bank Visa Signature Black Credit CardLearn MoreLearn More
- Rates & FeesTerms ApplyAmerican Express (Co-Branded With Marriott):Marriott Bonvoy Brilliant® American Express® CardMarriott Bonvoy Brilliant® American Express® CardLearn MoreLearn Moreon issuer's website
- HSBC:HSBC Elite Credit CardHSBC Elite Credit CardLearn MoreLearn More
It’s important to keep in mind that despite their appearance of prestige, black credit cards don’t necessarily earn you the most rewards. Make sure to weigh the card’s annual fee against its rewards and benefits, as well as compare it to the best rewards credit cards, before deciding to apply.
Now that you know who issues black cards, it also might interest you to know who has one in their wallet (reportedly).
Celebrities Who Reportedly Have Black Cards
- Oprah Winfrey
- Kanye West
- Kim Kardashian
- Lindsay Lohan
- Beyoncé
- Britney Spears
- Denzel Washington
- Jerry Seinfeld
- Jay-Z
- Simon Cowell
- Halle Berry
- John Mayer
This answer was first published on 06/02/22 and it was last updated on 05/02/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
