FAQs
The best credit card for a 800 credit score is the Chase Sapphire Preferred because it offers an initial rewards bonus of 75,000 bonus points for spending $4,000 in the first 3 months, as well as 1 - 5 points per $1 spent on purchases. The card charges a $95 annual fee.
What card should I get with an 800 credit score? ›
The best credit card for a 800 credit score is the Chase Sapphire Preferred because it offers an initial rewards bonus of 75,000 bonus points for spending $4,000 in the first 3 months, as well as 1 - 5 points per $1 spent on purchases. The card charges a $95 annual fee.
What credit card limit can I get with an 800 credit score? ›
Despite those high balances, it's equally important to note that those with high credit scores also have high credit card limits. For those with 800-plus scores, their average credit card limits are $69,346. That's up from the $58,514 average we found in May 2021.
What credit card gives the highest credit score? ›
Best Credit Cards for Excellent Credit of June 2024:
- The Platinum Card® from American Express: Best overall.
- American Express® Gold Card: Best for dining.
- Discover it® Cash Back: Best for category variety.
- Capital One SavorOne Cash Rewards Credit Card: Best for food and entertainment.
What is the #1 credit card to have? ›
The best credit card overall is the Wells Fargo Active Cash® Card because it gives 2% cash rewards on purchases and has a $0 annual fee. For comparison purposes, the average cash rewards card in 2024 gives about 1% back. Cardholders can also earn an initial bonus of $200 cash rewards after spending $500...
What are the three top credit cards? ›
Best credit cards of June 2024
- Best for point value: Chase Sapphire Preferred® Card.
- Best for dining and entertainment: Capital One SavorOne Cash Rewards Credit Card.
- Best overall: Wells Fargo Active Cash® Card.
- Best cash back on everyday spending: Blue Cash Everyday® Card from American Express.
Does a 750 vs 800 credit score matter? ›
A 750 credit score is Very Good, but it can be even better. If you can elevate your score into the Exceptional range (800-850), you could become eligible for the very best lending terms, including the lowest interest rates and fees, and the most enticing credit-card rewards programs.
What APR can I get with an 800 credit score? ›
The importance of credit scores and down payments
FICO Score | National average mortgage APR |
---|
660 to 679 | 7.589% |
680 to 699 | 7.375% |
700 to 759 | 7.198% |
760 to 850 | 6.976% |
2 more rowsApr 18, 2024
How do I boost my credit score to 800? ›
To reach an 800 credit score, you'll want to demonstrate on-time bill payments, have a healthy mix of credit (meaning accounts other than just credit cards), use a small percentage of your available credit, and limit new credit inquiries.
How rare is credit score over 800? ›
According to a report by FICO, only 23% of the scorable population has a credit score of 800 or above.
A credit score of 900 is not possible, but older scoring models that are no longer used once went up to 900 or higher. The highest possible credit score you can get now is 850.
How to get a $30,000 credit card limit? ›
To get approved for high-limit credit cards, you'll most likely need to have good or excellent credit and a steady income to support a higher credit limit. Picking the right card is important, too. You may be able to find the minimum starting credit limits listed in some cards' terms and conditions.
What is the strongest credit card in the world? ›
What is the most prestigious credit card? One of the world's most prestigious credit cards is the Centurion® Card from American Express*. Though there may be other cards with more elaborate benefits, those cards are kept well under wraps.
What credit card approves everyone? ›
First Progress Platinum Elite Secured Mastercard: The First Progress Platinum Elite Secured Mastercard requires no credit history or minimum credit score for approval. Your security deposit is refundable, and the card is accepted nationwide.
What is the easiest card to get approved? ›
Easiest credit cards to get: Summary
- Best for fair credit: Capital One QuicksilverOne Cash Rewards Credit Card.
- Best for students: Chase Freedom Rise℠
- Best secured card: Secured Chime Credit Builder Visa® Credit Card.
- Best for bad credit: Capital One Quicksilver Secured Cash Rewards Credit Card.
What kind of credit card can I get with an 800 credit score? ›
The best credit card for a 800 credit score is the Chase Sapphire Preferred because it offers an initial rewards bonus of 75,000 bonus points for spending $4,000 in the first 3 months, as well as 1 - 5 points per $1 spent on purchases. The card charges a $95 annual fee.
Can I get a credit card with an 800 credit score? ›
An 800 credit score shows lenders you are an exceptional borrower. You may qualify for better mortgage and auto loan terms with a high credit score. You may also qualify for credit cards with better rewards and perks, such as access to airport lounges and free hotel breakfasts.
How rare is an 800 credit score? ›
22% of U.S. Consumers Have Exceptional Credit
Percentage of Consumers by FICO® Score 8 Range | |
---|
Range | Percentage of Consumers |
---|
Good (670-739) | 21.6% |
Very good (740-799) | 28.1% |
Exceptional (800-850) | 21.9% |
2 more rowsApr 17, 2024
Can you buy anything with a 800 credit score? ›
With an 800 credit score, you can breathe easy — you will typically qualify for most financial products and get among the very best rates. That may not be the case if you are relatively new to credit, however, because lenders look for more than a high score.
How much should I spend on my credit card if my limit is 800? ›
Using no more than 30% of your credit limits is a guideline — and using less is better for your score.